Terms of Use
Effective Date: August 19, 2026
Last Updated: August 19, 2026
1. Acceptance of Terms
By accessing or using the Westvalve Financial website ("Site") and services, you agree to be bound by these Terms of Use ("Terms"). If you do not agree, do not use the Site.
2. Nature of Services
Westvalve Financial is a commercial financing brokerage/intermediary, not a bank or direct lender. We do not make financing decisions, guarantee approval, or guarantee funding. We help U.S. businesses explore financing options and, where appropriate, connect them with third-party financing providers. All financing is subject to provider eligibility, underwriting, documentation, and approval.
3. Eligibility
You must be at least 18 years old and authorized to act on behalf of the business you represent. By submitting an inquiry, you confirm that the information provided is accurate and complete.
4. Use of the Site
You agree to use the Site only for lawful purposes and in accordance with these Terms. You may not:
- Violate any applicable law or regulation
- Interfere with the Site's security or functionality
- Submit false, misleading, or fraudulent information
- Harvest or collect information about other users
- Use automated systems to access the Site without permission
5. Inquiry Submissions
When you submit a financing inquiry, you authorize us to share your information with potential financing providers and service providers for the purpose of evaluating your request. Submission does not create a contract, offer of financing, or guarantee of any outcome.
6. Intellectual Property
The Site and its content (text, graphics, logos, trademarks, code) are owned by or licensed to Westvalve Financial and protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without written permission.
7. Disclaimers
NO WARRANTIES. THE SITE AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
NO GUARANTEES. WE DO NOT GUARANTEE FINANCING APPROVAL, FUNDING, SPECIFIC RATES, TERMS, OR AMOUNTS. ALL FINANCING DECISIONS ARE MADE BY THIRD-PARTY PROVIDERS.
THIRD-PARTY PROVIDERS. WE ARE NOT RESPONSIBLE FOR THE ACTIONS, OFFERS, TERMS, OR DECISIONS OF ANY FINANCING PROVIDER. RATES, FEES, TERMS, AND AVAILABILITY VARY BY PROVIDER AND MAY CHANGE WITHOUT NOTICE.
8. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, WESTVALVE FINANCIAL SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR BUSINESS OPPORTUNITIES, ARISING FROM OR RELATED TO YOUR USE OF THE SITE OR SERVICES.
OUR TOTAL LIABILITY FOR ANY CLAIM ARISING FROM THESE TERMS SHALL NOT EXCEED THE AMOUNT PAID BY YOU TO US IN THE PRIOR 12 MONTHS, OR $100, WHICHEVER IS GREATER.
9. Indemnification
You agree to indemnify, defend, and hold harmless Westvalve Financial and its officers, directors, employees, and agents from any claims, damages, losses, or expenses (including attorneys' fees) arising from your use of the Site, violation of these Terms, or submission of inaccurate information.
10. Governing Law and Disputes
These Terms shall be governed by the laws of the State of [STATE], without regard to conflict of laws principles. Any dispute arising from these Terms shall be resolved exclusively in the state and federal courts located in [COUNTY], [STATE].
11. Modifications
We may modify these Terms at any time. Updated Terms will be posted with a revised effective date. Continued use of the Site after changes constitutes acceptance.
12. Severability
If any provision is found unenforceable, the remaining provisions shall continue in full force and effect.
13. Contact Information
Westvalve Financial[Legal Business Address]
Email: sean@westvalvefinancial.com
Phone: (585) 515-0152